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187216 jobs as of 2/23/2020
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Sales Associate
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Sales Associate Apply now Job Attributes ACCOUNT LOGIN Search Jobs Saved Jobs Job ID: 511_1 Job Category: Sales Job Location Dearborn, MI 48128 Share This Job On Apply Now Sales Associate Job in Dearborn The Best Training Our award winning training...
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From US.jobs
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Date
2020-02-06
Company
Weichert Co.
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Location
Dearborn, MI
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About the job:
Sales Associate Apply now Job Attributes ACCOUNT LOGIN Search Jobs Saved Jobs Job ID: 511_1 Job Category: Sales Job Location Dearborn, MI 48128 Share This Job On Apply Now Sales Associate Job in Dearborn The Best Training Our award winning training program is one of the best in the industry. We understand real-estate sales, and we know how to teach you the skills and techniques you will need. Accelerate, our program designed specifically for beginners, will get you started earning in no time. Success track, for more experienced agents, will streamline your transition and introduce you to the...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Real Estate Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

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Underwriting Policy Director (PEO) - PS33392
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Underwriting Policy Director (PEO) - PS33392 **Location:** **Indianapolis, Indiana, United States** **Requisition #:** PS33392 **Post Date:** 2 days ago _Your Talent. Our Vision._ **At Anthem, Inc.,** it's a powerful combination, and the foundation...
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From US.jobs
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Date
2020-02-21
Company
Anthem, inc
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Location
Dearborn, MI
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About the job:
Underwriting Policy Director (PEO) - PS33392 **Location:** **Indianapolis, Indiana, United States** **Requisition #:** PS33392 **Post Date:** 2 days ago _Your Talent. Our Vision._ **At Anthem, Inc.,** it's a powerful combination, and the foundation upon which we're creating greater access to care for our members, greater value for our customers, and greater health for our communities. Join us and together we will **drive the future of health care** . This is an exceptional opportunity to do innovative work that means more to you and those we serve at one of America's leading health benefits...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Managers, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

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Reporting & Analytics Director - Health Economics - PS33644
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Reporting & Analytics Director - Health Economics - PS33644 **Location:** **United States** **New** **Requisition #:** PS33644 **Post Date:** 3 days ago Your Talent. Our Vision. At Anthem, Inc., it's a powerful combination, and the foundation upon...
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From US.jobs
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Date
2020-02-21
Company
Anthem, inc
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Location
Dearborn, MI
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About the job:
Reporting & Analytics Director - Health Economics - PS33644 **Location:** **United States** **New** **Requisition #:** PS33644 **Post Date:** 3 days ago Your Talent. Our Vision. At Anthem, Inc., it's a powerful combination, and the foundation upon which we're creating greater access to care for our members, greater value for our customers, and greater health for our communities. Join us and together we will drive the future of health care. This is an exceptional opportunity to do innovative work that means more to you and those we serve at one of America's leading health benefits companies...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Managers, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Anti-Sabatoge, Certified
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

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Compliance Manager (PS33522)
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Compliance Manager (PS33522) **Location:** **United States** **New** **Requisition #:** PS33522 **Post Date:** 2 hours ago **Compliance Manager** _We have three openings for the Compliance Manager role. These must be able to sit onsite in an Anthem...
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From US.jobs
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Date
2020-02-11
Company
Anthem, inc
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Location
Dearborn, MI
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About the job:
Compliance Manager (PS33522) **Location:** **United States** **New** **Requisition #:** PS33522 **Post Date:** 2 hours ago **Compliance Manager** _We have three openings for the Compliance Manager role. These must be able to sit onsite in an Anthem office or work remotely with Louisville, KY office as the preferred location._ Responsible for managing foundational and strategic compliance responsibilities with consistent excellence that support the team and management. Primary duties for this managing level position, with moderate to advanced complexity and broad/enterprise scale may include,...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Compliance Managers
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
6

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Network E-Business Consultant - PS32361
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Network E-Business Consultant - PS32361 **Location:** **Louisville, Kentucky, United States** **New** **Requisition #:** PS32361 **Post Date:** 2 days ago Your Talent. Our Vision. At Anthem, Inc., it's a powerful combination, and the foundation...
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From US.jobs
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Date
2020-02-17
Company
Anthem, inc
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Location
Dearborn, MI
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About the job:
Network E-Business Consultant - PS32361 **Location:** **Louisville, Kentucky, United States** **New** **Requisition #:** PS32361 **Post Date:** 2 days ago Your Talent. Our Vision. At Anthem, Inc., it's a powerful combination, and the foundation upon which we're creating greater access to care for our members, greater value for our customers, and greater health for our communities. Join us and together we will drive the future of health care. This is an exceptional opportunity to do innovative work that means more to you and those we serve at one of America's leading health benefits companies...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Business Operations Specialists, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
N/A
Graphic Literacy
N/A
Workplace Documents
N/A

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Reporting & Analytics Director-PS31281
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Reporting & Analytics Director-PS31281 **Location:** **United States** **New** **Requisition #:** PS31261 **Post Date:** 8 hours ago _Your Talent. Our Vision._ **At Anthem, Inc.,** it's a powerful combination, and the foundation upon which we're...
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From US.jobs
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Date
2019-12-05
Company
Anthem
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Location
Dearborn, MI
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About the job:
Reporting & Analytics Director-PS31281 **Location:** **United States** **New** **Requisition #:** PS31261 **Post Date:** 8 hours ago _Your Talent. Our Vision._ **At Anthem, Inc.,** it's a powerful combination, and the foundation upon which we're creating greater access to care for our members, greater value for our customers, and greater health for our communities. Join us and together we will **drive the future of health care** . This is an exceptional opportunity to do innovative work that means more to you and those we serve at one of America's leading health benefits companies and a...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Managers, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

Display

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WorkKeys®

CareMore Business Change Director, Care Management (PS28420) - WESTERN UNITED STATES
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CareMore Business Change Director, Care Management (PS28420) - WESTERN UNITED STATES **Location:** **United States** **New** **Requisition #:** PS28420 **Post Date:** 2 days ago _Your Talent. Our Vision._ **At CareMore** , a proud member of the...
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From US.jobs
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Date
2020-02-03
Company
Anthem
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Location
Dearborn, MI
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About the job:
CareMore Business Change Director, Care Management (PS28420) - WESTERN UNITED STATES **Location:** **United States** **New** **Requisition #:** PS28420 **Post Date:** 2 days ago _Your Talent. Our Vision._ **At CareMore** , a proud member of the Anthem, Inc. family of companies specializing in providing senior Americans a complete and pro-active health care experience, it's a powerful combination. It's the foundation upon which we're creating greater access to care for our members, greater value for our customers and greater health for our communities. Join us and together we will **drive the...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Managers, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

Display

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(Remote) Life Insurance Agent - Free leads / No marketing costs
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Join the revolutionary ASSURANCE platform, and enjoy the freedom of working when you want, from wherever you want, helping inbound, qualified, in-market shoppers - all free to you. Join the ASSURANCE agent network, and experience these...
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From ITJobsList
Report this job
Date
2020-02-21
Company
assurance
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Location
Dearborn, MI
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About the job:
Join the revolutionary ASSURANCE platform, and enjoy the freedom of working when you want, from wherever you want, helping inbound, qualified, in-market shoppers - all free to you. Join the ASSURANCE agent network, and experience these benefits:Free inbound, active, inbound shoppers generated from ASSURANCE-owned and operated websitesFree access to our proprietary system (product recommendations, analytics, and constant platform improvement)Well-known and trusted carriers100s of Guides - our customer-qualification agents - who pre-qualify and transfer new clientsA+ BBB-accredited and...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

Display

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Senior Sales Represenative
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Insurance Sales Executive - This is a base plus commission sales position, with high income potential, requiring effective sales consulting and communication skills with a solid understanding of the insurance industry. We offer a three year income...
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From CareerBuilder
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Date
2020-02-10
Company
GPAC
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Location
Dearborn, MI
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About the job:
Insurance Sales Executive - This is a base plus commission sales position, with high income potential, requiring effective sales consulting and communication skills with a solid understanding of the insurance industry. We offer a three year income transition plan to get you off to a strong start. Must be capable of pursuing and closing sales in one of the following areas: Property and Casualty and/or Group Employee Benefits. Detailed Description: - Develop profitable relationships with new prospects and existing clients. - Cultivate and maintain professional relationships with internal and...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
State insurance license
Property and Casualty Insurance
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

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Commercial Lines Account Executive
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Job Description: Responsible for servicing and marketing the needs of clients to maximize company revenue, and to build and maintain client, carrier, other provider, and associate relationships. Coordinate all resources to provide quality client...
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From CareerBuilder
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Date
2020-02-04
Company
GPAC
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Location
Dearborn, MI
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About the job:
Job Description: Responsible for servicing and marketing the needs of clients to maximize company revenue, and to build and maintain client, carrier, other provider, and associate relationships. Coordinate all resources to provide quality client service. - Understand and perform marketing and account services to provide the broadest and most competitive quality product for clients * Understand the overall business, operations, and real estate client needs of the client; anticipate when and how to respond * Understand and is well-informed on insurance industry developments and all products...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
State insurance license
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

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Claim Representative II - Home(home-based position)
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Job Description The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands....
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From AAA Auto Club Group
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Date
2020-02-23
Company
AAA (The Auto Club Group)
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Location
Dearborn, MI
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About the job:
Job Description The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Primary Duties and Responsibilities: Work under normal supervision with an intermediate-level approval authority to handle moderately complex claims within Claim Handling Standards in the field or inside units. Resolve coverage questions, take statements...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Adjusters, Examiners, and Investigators
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Driver's License
Certified Property Casualty Underwriter
Associate in Claims
Preferred WorkKeys®
Applied Math
3
Graphic Literacy
4
Workplace Documents
4

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WorkKeys®

Insurance Sales Agent- MSC Inbound
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Job Description The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands....
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From AAA Auto Club Group
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Date
2020-02-18
Company
AAA (The Auto Club Group)
View company profile

Location
Dearborn, MI
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About the job:
Job Description The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Enthusiastic! Career-Focused! Passionate! People Person! You’ll be more than the face of our company, you’ll be the heart and soul of our customer experience, the essence of what makes The Auto Club Group unique and the reason we’re better than the rest!...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

Display

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WorkKeys®

Insurance Sales Agent- MSC Inbound
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The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to...
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From DetroitJobSite.com
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Date
2020-02-04
Company
The Auto Club Group
View company profile

Location
Dearborn, MI
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About the job:
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Enthusiastic! Career-Focused! Passionate! People Person! You'll be more than the face of our company, you'll be the heart and soul of our customer experience, the essence of what makes The Auto Club Group unique and the reason we're better than the rest! We LOVE our jobs...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

Display

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WorkKeys®

Claim Specialist - CAT (field)
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The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to...
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From FinancialJobBank.com
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Date
2020-01-19
Company
The Auto Club Group
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Location
Dearborn, MI
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About the job:
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Primary Duties and Responsibilities: Work under minimal supervision with a high-level approval authority to handle complex technical issues and complex claims. Claim handling responsibilities will include the following: reviewing assigned claims, contacting the insured...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Adjusters, Examiners, and Investigators
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Driver's License
Certified Property Casualty Underwriter
Associate in Claims
Preferred WorkKeys®
Applied Math
3
Graphic Literacy
4
Workplace Documents
4

Display

Recommended

WorkKeys®

Claim Representative II - Home(home-based position)
Quick view
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to...
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From FinancialJobBank.com
Report this job
Date
2020-02-02
Company
The Auto Club Group
View company profile

Location
Dearborn, MI
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About the job:
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Primary Duties and Responsibilities: Work under normal supervision with an intermediate-level approval authority to handle moderately complex claims within Claim Handling Standards in the field or inside units. Resolve coverage questions, take statements and establish...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Adjusters, Examiners, and Investigators
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Driver's License
Certified Property Casualty Underwriter
Associate in Claims
Preferred WorkKeys®
Applied Math
3
Graphic Literacy
4
Workplace Documents
4

Display

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WorkKeys®

Director Credit Card Business Management Job in Dearborn, MI | Auto Club Group
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The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to...
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From The Muse
Report this job
Date
2019-12-03
Company
The Auto Club Group
View company profile

Location
Dearborn, MI
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About the job:
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Primary Duties and Responsibilities: Responsible for assisting with the development of objectives and strategic direction for the bank credit card product line to ensure the highest level of market penetration and achievement of profit goals. Responsibilities include:...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Managers, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
4
Workplace Documents
5

Display

Recommended

WorkKeys®

Claim Specialist - CAT (field) Job in Dearborn, MI | Auto Club Group
Quick view
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to...
Add to Your Backpack | See all jobs from this company
From The Muse
Report this job
Date
2019-12-19
Company
The Auto Club Group
View company profile

Location
Dearborn, MI
View Map
About the job:
The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. Primary Duties and Responsibilities: Work under minimal supervision with a high-level approval authority to handle complex technical issues and complex claims. Claim handling responsibilities will include the following: reviewing assigned claims, contacting the insured...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Adjusters, Examiners, and Investigators
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Driver's License
Certified Property Casualty Underwriter
Associate in Claims
Preferred WorkKeys®
Applied Math
3
Graphic Literacy
4
Workplace Documents
4

Display

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WorkKeys®

Sap Fico Consultant
Quick view
Job Summary Role: SAP FICO Consultant Location: Dearborn, MI Employment: Full time on W2 Description: - 8+ Years of Experience - Good exposure to SAP S/4 HANA. Must have core knowledge on the General Ledger + Should have a fair understanding on the...
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From Dice
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Date
2020-02-03
Company
Thirdware Solution Limited
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Location
Dearborn, MI
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About the job:
Job Summary Role: SAP FICO Consultant Location: Dearborn, MI Employment: Full time on W2 Description: - 8+ Years of Experience - Good exposure to SAP S/4 HANA. Must have core knowledge on the General Ledger + Should have a fair understanding on the adjacent modules related to FICO (Project Control, Asset Management, Accounts payable, Accounts Receivables, Invoicing/Billing etc) - Should be in a position to drive/front end the changes from the functional standpoint and support customer and SAP teams with right recommendations and suggestions. - Should have been exposed in terms of...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Business Operations Specialists, All Other
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
N/A
Graphic Literacy
N/A
Workplace Documents
N/A

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Commercial Sales Manager
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Job Description SUMMARY: The Commercial Sales Manager is responsible for driving the commercial sales within their AutoZone location. The CSM develops and maintains positive relationships with commercial customers by managing the acquisition and...
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From AutoZone, Inc.
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Date
2020-02-13
Company
AutoZone, Inc.
View company profile

Location
Dearborn, MI
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About the job:
Job Description SUMMARY: The Commercial Sales Manager is responsible for driving the commercial sales within their AutoZone location. The CSM develops and maintains positive relationships with commercial customers by managing the acquisition and delivery of products, providing ongoing customer service, and maintaining expert knowledge on parts and inventory. The CSM exceeds customer's expectation by delivering WOW! Customer Service to all AZ Commercial accounts by Living the Pledge everyday. RESPONSIBILITIES: - Achieve growth and hit sales targets by successfully maintaining and developing...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
N/A
Preferred WorkKeys®
Applied Math
5
Graphic Literacy
4
Workplace Documents
5

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Personal Lines Insurance - Product Specialist - Dearborn, MI
Quick view
Skills: Product Development | Location: Dearborn , Michigan , United States Of America Views: 5 Champion design, development, and maintenance of personal lines insurance products for a well recognized insurance provider. Analyze, research, and...
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From Jobisite
Report this job
Date
2020-02-20
Company
Jobisite Jobs
View company profile

Location
Dearborn, MI
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About the job:
Skills: Product Development | Location: Dearborn , Michigan , United States Of America Views: 5 Champion design, development, and maintenance of personal lines insurance products for a well recognized insurance provider. Analyze, research, and create new personal lines insurance products. Coordinate development and implementation of new personal lines insurance products with other functional departments. File new forms, rates, and rules with state departments of insurance. Initiate preparation and publication of procedure bulletins, field bulletins and marketing kits regarding the...
Location:
Dearborn, MI
Job Type:
Full-Time
Permanent
Occupation:
Insurance Sales Agents
Salary:
High Income Jobs ($80K-$99K)
Career Level/Education:
High school diploma or equivalent
Certifications/Licenses:
Certified in Long Term Care
Preferred WorkKeys®
Applied Math
4
Graphic Literacy
5
Workplace Documents
5

Display

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WorkKeys®

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187216 jobs as of 2/23/2020
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